Cassa di Risparmio di Fermo

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Carifermo
Native name
Cassa di Risparmio di Fermo S.p.A.
Società per Azioni
Industry Financial services
Successor Fondazione Carifermo (charity activities only)
Founded
  • 5 July 1857 (1857-07-05)
  • 21 December 1991 (1991-12-21) (S.p.A.)
Headquarters 1 Via Don Ernesto Ricci, Fermo, Italy
Number of locations
60 branches (2014)
Area served
  • Marche
  • Abruzzo (Pescara, Teramo & Silvi)
  • Lazio (Rome only)[1]
Brands Carifermo h24
Services Retail and corporate banking
Profit Decrease €4,083,995 (2014)
Total assets Increase €1,752,656,433 (2014)
Total equity Increase €165,051,426 (2014)
Owner
Parent Fondazione Carifermo
Capital ratio 16.49% (CET1)[2]
Website Official website

Cassa di Risparmio di Fermo S.p.A. (Carifermo) is an Italian regional bank based in Fermo, Marche region.

History

Cassa di Risparmio di Fermo was found on 5 July 1857 in the Papal States, which was approved by Pope Pius IX on 29 April. In 1920s, the bank absorbed Cassa di Risparmio di Montottone, Cassa Rurale di Montottone, Cassa di Risparmio di Falerone and Cassa Rurale di Santo Stefano di Monterubbiano. In 1940 Cassa di Risparmio di Sant'Elpidio was absorbed into the bank.[3]

Due to Legge Amato, the bank was split into a limited company (Italian: società per azioni ) and Fondazione Cassa di Risparmio di Fermo (the banking foundation) in 1991 (approved on 21 December 1991; gazetted on 24 January 1992).[4]

Cassa di Risparmio delle Provincie Lombarde (Cariplo) acquired a minority interests in the bank for 33.3% shares in late 1990s. Cariplo also had a minority interests in neighboring saving bank (Italian: Cassa di Risparmio ): Ascoli Piceno (Marche), Teramo, Pescara, Chieti (Abruzzo), Foligno, Spoleto (Umbria), Rieti (Lazio) as well as Banca delle Marche (the successor of CR Jesi) and a majority interests in Città di Castello. However, despite Cariplo was merged with Banco Ambrosiano Veneto in 1998, Banca Commerciale Italiana in 1999, Sanpaolo IMI in 2007, Banca CR Firenze in 2008, the foundation remained to control Carifermo, with Intesa Sanpaolo, a successor of Banca Intesa and Cariplo, was the latest owner of the remaining 33.3% shares.

The bank is the only independent saving bank of Marche which is controlled by the banking foundation; Cassa di Risparmio di Loreto was a subsidiary of Banca delle Marche; Banca delle Marche was bail-out in 2015 by Italian National Resolution Fund.

References

  1. https://www.carifermo.it/it/filiali/
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See also


External links

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